If you want to buy new homes in Fremont, or just buy a home and no longer rent, all you have to do is provide what you already have, proof of income and proof of debt. It's easy.

Don't be affraid to find out what you qualify for. Be the 1 out of 5 who have moved out of the apartment and are ready to gain equity and buy homes in Fremont. You can do this. We can help you buy a home in Union City as well!

Here is the list of items we will need to get started. This includes everyone who is planning to buy a home and needs a loan.

• 3 months copies of all checking/savings accounts (assets)
• 3 months copies of employer check stubs (any raises in the near future we need to know about?)
• Last 2 years W-2's from employer
• Last 2 years tax returns (all pages)
• all credit card accts / loans (name of bank and monthly payments, car payments, old navy, etc.) no acct numbers needed.

Once you have these, then we will need you to fill out the 1003 (.pdf) and in order to buy a new home in Fremont, the authorization to pull credit. (.pdf) These are linked for you to download as a .pdf. Just print and fill them out.

The 1003 will be typed later, so as long as our broker or our staff can read it, that's okay. Filling out the 1003 to buy a home in Fremont, can create questions, so please call or email with any questions you have. Remember that the more accurate, the less surprises we face later. Call 510 742 3212.

1. Fill out the 1003 and buy a home -(.pdf)
2. FIll out the Authorization to pull credit and buy homes in Union City -(.pdf)
3. Short Sale Authorization Form for new homes in Newark -(.pdf)

Other helpful tools are:

• Fremont homes Buyer's Net Sheet-(.xls)
• Pro Buyer's Costs Sheet-(requests advanced .xls)
• SEARCH to buy your home new home now

* Out of 75 office calls, only 1 out of 5 new homebuyers calling on a house they wanted to buy were actually approved by a major lender and had an approval letter. Needless to say, those who did not get approved did not get the home they called about.

	Buyer's Tools and Downloads
New and existeng home values	Discover what sold and where, how long it took to sell the house, what price and a lot more!. Use it, it's FREE. (Sometimes computers hicup, EX: map won't show--so let us know). New homes for sale
Excel Buyer Sheet downloads.xls file	Download the best cost worksheet ever . Fill in the blue fields on the excel sheet and the numbers will calculate automatically. Have your number one question answered, "How much will my monthly payments be including everything for my New home in Fremont ?" And, "Where does my money go?" Easy to use, you will be crunching numbers like a pro.
Pro Buyers Loan Costs Sheet emails request for .xls file	Tax Savings Estimator and Effective Monthly Payment After Tax Savings Estimator are some of the extended features on this sheet. This is for calculating New homes in Fremont loan costs.This is an exhaustive excel sheet that we ourselves use. We will send it to you for free, but since we are not a licensed CPA, we cannot give tax advice, so let us know you want it . Your request will come to the broker himself, and we will take it from there. No worries. We just attach a disclaimer saying we are not tax advisors for your New homes in Fremont .
Pro Buyers Purchase Costs Sheet emails request for .xls file	Tax Savings Estimator for New homes in Fremont and Effective Monthly Payment After Tax Savings Estimator are some of the extended features on this sheet. This is for calculating home purchase costs for New homes in Fremont.This is an exhaustive excel sheet that we ourselves use. We will send it to you for free, but since we are not a licensed CPA, we cannot give tax advice, so let us know you want it . Your request will come to the broker himself, and we will take it from there. No worries. We just attach a disclaimer saying we are not tax advisors.
Investors APOD Sheet emails request for .xls file	An APOD is the standard format for calculating cash flow based on known facts on an investment property. This sheet is for the beginning and intermediate investor. Again, we will send it to you for free, but since we are not a licensed CPA, we cannot give tax advice, so let us know you want it . Your request will come to the broker himself, and we will take it from there. No worries. We just attach a disclaimer saying we are not tax advisors.
School Attendance Maps	Subject to change, these maps are colored overlays of the city of Fremont and Newark. The districts do not make it easy to figure out, but they show which residences' children will attend which school.
Buyer Service Certificate (.pdf)--139k; 2 pgs.	View this certificate to get your satisfaction guaranteed in writing. What's more, it also has a list of all the FREE items you will receive when you trust TriCity Real Estate Brokers to negotiate price in your favor.

The Good News Is:		A GOOD REALTOR Will keep you from:
You just bought a new house that's "light and airy"		Agent didn't explain the report that stated your home is under airplane flight path
You shopped and found great loan rates on the Internet		Got hit with "significant" hidden closing costs after it was too late
Just put your house up for sale		Furnace blew out, and your agent didn't explain about a seller's home warranty

Bad things can happen, but they can be avoided all together with our help. Hire us and you will be informed, in control, and never left in the dark.