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| How much do I qualify for? | |
| What are my payments going to be? | Seller's Excel Worksheet Simulator |
| Lender/Broker Links |
For the most part, people need to finance in order to purchase property. There are several loan companies available. Keep in mind that they are not all the same.
For example, Wells Fargo Mortgage, the last time I checked, will not require PMI (Private Mortgage Insurance) if the equity value of the home exceeds 20% of the original purchase price even if it is within a two-year period after the purchase. Bank of America however may have their customers wait two years regardless of the increase in equity of the home before the removal of PMI will be considered..
Therefore, rates are one thing to consider; yet it is important to look at the other things that each lender or mortgage broker has to offer.
If you have
some trouble with the spread sheets, I will help you right away. Just call
me direct at 510 742-3212. 
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